PAYMENT PLANS
Let us take care of your smile so you can smile now and pay for it later. At Edens Landing Dental, we are committed to helping you get the dental care that is right for you, but we understand that the cost of dentistry may not be within your budget. To allow dental treatment to be accessible to everyone, our team is happy to provide you with information for payment plan options to help manage the costs and work towards achieving your ideal smile.
Depending on your needs and circumstances, there are several third-party lenders that offer payment plan options that are accepted here at Edens Landing Dental.
Please contact our team if you have questions about any of the payment plan options available.
Afterpay
- Buy now, pay later service
- For treatment under $600 for new members
- Interest-free always
- No sign up fees, no establishment fees, no monthly account fees
- 4 interest-free instalments over 6 weeks
- Note that funds for the first fortnightly payment (25% of cost) will need to be available on the day when you visit the practice for treatment
For more information about Afterpay, visit https://www.afterpay.com. For full terms and conditions, please visit https://www.afterpay.com/terms-of-service
Zip Pay
- Buy now, pay later service
- For treatment under $1,000
- Interest-free always
- Monthly plan management fee: $7.95 ($0 if no balance owing)
- Flexible weekly, fortnightly or monthly repayment schedule
Zip Money
- Buy now, pay later service
- For treatment over $1,000
- Interest free instalment plans
- Monthly plan management fee: $7.95 ($0 if no balance owing)
- Flexible weekly, fortnightly or monthly repayment schedule
For more information about Zippay, visit https://zip.co/au. For full terms and conditions, please visit https://zip.co/au/page/zip-pay-terms
Humm (Little Things)
- Buy now, pay later service
- For treatment under $2,000
- Interest-free always
- 5 or 10 instalments weekly or fortnightly
Humm (Big Things)
- Buy now, pay later service
- For treatment over $2,000
- Interest-free always
- Pay over 6, 12, 24 months all the way up to 60 months
For more information about Humm, visit https://www.shophumm.com/au. For full terms and conditions please visit https://www.shophumm.com/au/important-information
CHILD DENTAL BENEFITS SCHEDULE (CDBS)
Accepted by Edens Landing Dental, the Child Dental Benefit Scheme or CDBS is an Australian Government initiative that provides eligible children aged 0-17 funded benefits for general dental services. The total benefit entitlement is capped at $1,052 per child over a 2 calendar year period. Eligibility of any given child is determined each calendar year. The government provides itemised codes for treatment that are covered by the CDBS. Dental services include examinations, x-rays, cleaning, fissure sealing, fillings, root canals and extractions. Benefits are not available for orthodontist and cosmetic dental work.
To check your eligibility, please contact Medicare or Centrelink directly.
Accessing Superannuation for Dental Treatment
Disclaimer: This article is not intended to provide financial advice. Please consult a financial professional or the ATO before making any decisions to withdraw from your superannuation.
At Edens Landing Dental, we are committed to helping our patients access quality dental care.
The government’s Early Release of Superannuation (ERS) program allows for individuals to access part of their superannuation to pay for dental expenses and other necessary services under limited circumstances if there is no other means of payment. Please note that you can only access your superannuation under very specific conditions and have to meet the eligibility criteria which is set by the ATO.
The ATO defines the access on compassionate grounds as:
- Medical treatment, dental treatment, medical transport for you or your dependent
- Modifications to your home or car to accommodate a severe disability for you or your dependent
- Mortgage repayments to prevent losing your home
- Palliative care for you or your dependent
- Death, funeral or burial expenses of a dependent
In order to access superannuation on compassionate grounds, you will need to consult with a qualified general practitioner and dentist to prove eligibility and complete the required documentation for the application. The documentation includes:
- An itemised quote for the required dental treatment
- A medical report stating the identified dental issues that is currently causing chronic or acute pain
- A copy of the treatment plan
Applications without these documents may be delayed or rejected. If you are not eligible to access your superannuation, there are alternative options to cover your expenses such as private health insurance and payment plans.
If you are considering accessing your superannuation to pay for dental work, the first step is to book an appointment for a comprehensive consultation and clean with one of our dentists. During this appointment, the dentist will be able to review your current dental condition and put together a treatment plan that will best suit your needs. Our team will then be able to work with you to provide the documentation required for the application.